Rates
Rates are dependent on the person's insurance and specific plan benefits.  My out-of-pocket rates are the following:
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• Initial assessment - $175
• Individual psychotherapy (60 minutes) - $150 per session
• Individual psychotherapy (45 minutes) - $115 per session  

 
Insurance
Services may be covered in full or in part by your insurance, depending on your insurance provider and benefits plan. Although I will look into how mental health services are covered by your insurance provider, it is ultimately your responsibility to know what your coverage, benefits, and co-pay amounts are.  You should be aware of any session limits of your insurance plan, as any sessions beyond such limits will not be covered by insurance, and you will be responsible for paying for those services at the regular fee level. 

I currently accept the following insurances:

• Anthem / Blue Cross and Blue Shield
• IU Health Plans
• Optum / UnitedHealthcare

If you have another insurance provider, you can speak with them about using my services as an out-of-network provider.  I can provide you with a receipt for services, which you can then provide to your insurance company to request reimbursement.

Payment
Co-pay, co-insurance, or deductible amount owed is due at the time of service.  I accept cash, checks, and debit, credit, and HSA cards.

Cancellation Policy
You are expected to attend appointments as scheduled.  Due to the limits in available appointment times, cancellations need to be made at least 24 hours in advance so that the time can be made available to others.  You will be billed a $75 fee if you do not show for your appointment ("no-show"), or if you cancel less than 24 hours in advance.  Insurance companies will not reimburse for missed appointments.  

"Good Faith Estimate" Notice
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. 
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. 
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• You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
• Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
• If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
• Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit: www.cms.gov/nosurprises.